Common Planning Retirement Mistakes You Should Avoid

Common Planning Retirement Mistakes You Should Avoid

Retirement planning is complicated and can even be frightening. You set aside funds to support you at least 10 years after you can no longer work. Staying for 10 years without income, suddenly soaring instead of saving, seems almost impossible, but a good pension plan from a financial advisor in Greenville, SC, makes it possible.
A good financial advisor will warn you not to make a common mistake. While certain errors, such as not buying long-term care insurance policies or not considering raising healthcare costs to their future budgets, are common, there is one mistake that is the most severe: no financial plan. Read on for more information about disasters that can accompany poor pension planning and what you need to do to feel secure about your future.

Common Planning Retirement Mistakes You Should Avoid

For the record, saving only 10% of your monthly salary is not a financial plan; This is the basis for the savings of knowledge. Where did this money go? How will it be protected? Can you really believe that this is enough money for retirement? How many years can you live from this money? Will this support an increase in healthcare costs and other needs? The truth is that retirement is likely to last more than 20 years. Many people may try to start planning for retirement at age 35, just giving them about 30 years to save for 20 years or more life without income.

All you need is financial counsel so you can learn the decisions you make now will help you in your retirement. You need to have a plan, update this plan to suit your needs while experiencing life changes, factors in your current savings needs – such as buying a new car or sending your kids to college someday – and working retired into today’s plans .

The truth is that without proper retirement planning, you really run out of money. You can find yourself in your 70s with too little money to skip, no Social Security benefits, and bad planning bad results when you’re young. What would you do if you were too tired or disabled to work as an elderly citizen? How will you find a satisfying job when you have not worked for more than 10 years? Many parents find themselves in unfavorable financial ties unlike anything they face as younger and more capable individuals: losing money and having no way to make it happen. How do you prevent yourself from experiencing a catastrophic lifestyle in which the unfortunate people currently live? Common Planning Retirement Mistakes You Should Avoid

You must know now how to make and set aside enough money to live from a disaster so it will not happen. You have to know how to plan, plan what, how much you need, to set aside these funds, and best of all, which specific economic tools make retirement easy.

A good foundation for a reliable and effective retirement planning is to understand four complex factors that affect your future investment.

First, there is a rate of return on investment – or stocks, bonds, property investments, and other places you expect to benefit from the money you are putting in now. Next, you should consider the inflation rate. A financial advisor can help predict the value your current funding will gain in the future, because you can become blind because you are aging with a savings account that suddenly is worth much lower than you think. Third, you need to think about tax rates and how you will actually lose profits or savings. Finally, you should consider your expenses – not just your current expenses, because every penny you spend now is less for the future, but also understand the costs you will get once you retire.

For this and other complex issues that constitute a solid retirement plan, you should visit a financial advisor in Greenville, SC. Not only can they help you develop a solid retirement plan, they can make the complexity simple for you.

General Pension Planning Sense Financial planning for retirement is the main focus of our company. Let us help you find the many opportunities available to help you plan your financial future. Visit our page at Common Planning Retirement Mistakes You Should Avoid

10 Reasons to Buy an Independent Life Insurance

10 Reasons to Buy an Independent Life Insurance

Your employer may provide life insurance coverage as part of a group plan, and you may be fine with it. However, there are several reasons why your group insurance is not sufficient. Here are 10 main reasons why you should talk to insurance companies about West Palm Beach life insurance purchases independently.

You never know what will happen

10 Reasons to Buy an Independent Life Insurance

Unfortunately, you never know what will happen to you. Anything can happen anytime. If the worst happens, and you are not ready for it, then your loved ones will be left paying all your fees and bills.

Replace your Earnings

If you work at the time of your death, your family will probably need that income to live. A complete insurance policy will help your family recover once you have died by giving them the income you will carry over your life.

Your Funeral is Not Free

Funerals can cost up to $ 10,000 and sometimes even more. Money from your life insurance policy can go to pay this fee, or your family can pay for it. When it comes to that, you may want your family not to worry about funeral expenses.

Protect Your loved ones

Throughout your life you have worked to protect your family. You still want your family to be taken care of after you die. This is what life insurance will do for you. If they have to get on with their lives without you, then they should be able to do it the same way they used to.

You Can not Take It With You

The hard truth is that you can not carry your things with you, but there’s something else left behind when you die: your debt. Regardless of how much you have, this is a debt you may not want to pass on to your loved ones.

Protect Your Business

If you think that life insurance is just for you as an individual, you will be wrong. Life insurance will also keep your business protected from financial losses and liabilities.

Keep Up Your Pension

One thing that many people do not know is that you can actually use your life insurance to extend your retirement savings. If you play your cards correctly, you can put your money into annuities that pay a steady income each month for the rest of your life.

Use Common Sense

Life insurance is just a smart financial move. This is considered a financial asset. Your assets increase your net worth and your ability to get loans and credits. In addition, creditors can not touch protected policy funds even in the event of bankruptcy.

Be Charitable

One of the other benefits of having an independent life insurance policy involves your ability to get your insurance money to go further. A life insurance policy allows you to reward a charity after you die that is far greater than you can give to your own money.

Have a Pure Peace

The biggest reason to invest in a life insurance policy is for your own peace of mind. Although the funds from your life insurance policy will never be enough to replace you, life insurance can protect your family from undue financial difficulties after you leave.

Many people do not realize the importance of West Palm Beach life insurance policy. Having an independent insurance agent helping you find the right life insurance product for you can ensure your family and loved ones are protected after you die. 10 Reasons to Buy an Independent Life Insurance

French Cruise Secrets: Marne River

French Cruise Secrets: Marne River

River Marne has inspired artists, such as Cézanne and Pissarro, for many years, and continues to inspire everyone who meets today. Barging vacations in France are an ideal way to experience the rich history of Marne, as well as learn more about technical accomplishments that help make it an important trade route across the country. French Cruise Secrets: Marne River
To the Seine: The River Marne Basics

The French waterway is 514 kilometers long and starts in the Langres highlands. The river headed west, joining the famous Seine Seine in the upper reaches of Paris. On its way through the French countryside, Marne passes through a captivating location like Meaux – famous for its ‘Prince of Cheese’ brie – and Jouarre village, home to a stunning 12th century Benedictine monastery. Along with its centuries-old heritage, this French region has an impressive wine-growing tradition. French Cruise Secrets: Marne River

The oldest lotus in France?

The Canal de Cornillon at Meaux was built about 800 years ago at the beginning of the 13th century. This canal is the oldest in France and built as a 500m short cut, bypassing a very generous watering river. In the nineteenth century, Marne became an important trade route, connecting Paris with the eastern rivers, therefore many lateral canals were built to aid its navigation. The most impressive canal is the 64-kilometer Canal latéal à la Marne, which handles a height difference of over 30 meters with 15 keys.

What to Look For in Barge Vacations in France

If you are lucky enough to sail along Marne during your barge vacation in France, there are some sites you should not miss. The countryside around the river was very important in the second world war. In fact, Château-Thierry – best known for its multiple war graves and warnings – is at the center of the last German attack on WW1. Visit the funeral that runs in Belleau Wood, which was established in honor of the 4th Marine Brigade of the 2nd Army Division of the U.S. The remains of the nearby trenches and shell holes serve as a visual reminder of the battles that occurred in this area.

With a lighter note, you should visit the delightful city of Epernay – the Champagne capital (the drink!). The famous Avenue de Champagne is lined with impressive mansions and is home to the region’s most prestigious wine producers, if not the world. You’ll find people like Moët et Chandon, Mercier, Veuve Clicquot, Pol Roger and de Castellane. As you roam around town remember that over 200 underground cave miles are under your feet. Sprinkled with some of the world’s most whiny bubbly, some of these cellars are open for tours, a wonderful introduction to the Champagne magic world.

Perhaps this glimpse of Marne River culture and history has encouraged you to venture into its waters for the next barge vacation in France. French Cruise Secrets: Marne River

Paul Newman is a Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider if you are looking for a complete luxury barge vacation in France or other great destinations. Part of an experienced barge team, Paul first queued to support a slow-paced barging cruise facility for anyone looking for a unique holiday experience. French Cruise Secrets: Marne River

Crazy Family Fun in Chamonix

Crazy Family Fun in Chamonix

Chamonix is known as one of the best skiing areas in the world – and rightly so! It has a wide-ranging array of pistes that the whole family can enjoy together. From nursery slopes for your little ones to advanced, adrenaline-fuelled pistes for adults and teenagers, Chamonix has something special for everyone.
In addition to skiing, there are many other fun-filled and family-friendly activities that’ll make your ski holiday an exciting adventure that the kids will never forget.

 

Dog Sledding

Are your kids big fans of puppers and woofers? Then you’ll definitely see their eyes light up when you take them dog sledding.

Bred from wolf and domestic dog (usually husky) crosses, these friendly animals love to pull sleds, and they’re so elegant that it makes for a really smooth ride. What’s more, these animals are super affectionate, and you’ll probably find you want one as a pet if you treat the family to a dog sledding experience! This activity is increasingly popular, so make sure to book in advance to avoid disappointment.

Paragliding

How does soaring through the snowy peaks of the Alps sound?

Thanks to its glaciers, rugged peaks and eagles, Chamonix is known as the Mecca of mountain flying. Even beginners can enjoy a huge adrenaline rush and amazing flights with very high levels of safety, as the gear is really advanced. If you don’t want to take lessons, tandem flying is also is an option – you’ll take to the skies with an experienced pilot, who will introduce you to the sights that this stunning region has to offer.

Snowshoeing

This is a wonderful way for the whole family to experience the region’s alpine beauty. Snowshoeing takes you away from the over-crowded slopes to the snowy mountains, where you can see deer, foxes and hares in their natural habitat. Why not venture onto glacial terrain for something a little more exciting? Or how about leaving the kids with a child minder and enjoying a moonlit snowshoeing adventure?

Ice Skating

The Richard Bozon Sports Centre boasts an Olympic-sized indoor ice rink, as well as a smaller outdoor rink that’s only a short walk away from the town centre. Give this fun winter sport a whirl, or pop by for the local teams’ ice hockey matches, cheering them on as they play a home game.

How to Get There

Many budget airlines offer several flights every day from the UK to Geneva, with a flight time of only 90 minutes from London. Getting to Chamonix from Geneva couldn’t be easier – simply book a transfer with Shuttle Direct for a quick and easy journey to your accommodation in Chamonix. From Geneva, the transfer only takes about an hour, so you’ll be out on the slopes with the family in no time!

Go for Good Auto Insurance

Go for Good Auto Insurance

There are only a few states that still apply no-fault rules, which means there will be payments even if you are responsible for accidents or property damage. Another strange thing is the fact that insurance companies can cancel your policy for various reasons such as serious traffic violations or crimes, repeat offenses, DUIs, irregularities, and more.
If your insurance company issues a termination or revocation of your policy, you may be a high-risk driver. For such drivers, the possibility of getting other insurance coverage is very low. A good way to get coverage is to buy it from the non-standard insurance market.

Go for Good Auto Insurance

What is a high-risk driver?

There are more than a few ways to determine what high-risk drivers mean. Some insurance companies only use the term to represent certain types of drivers who are not eligible for an insurance policy. However, the requirements for obtaining insurance vary from one company to another. The term can also refer to racers who have a greater chance of experiencing accidents due to physical or psychological limitations such as reduced visibility and lack of experience.

Someone with some traffic tickets may be at high risk too. High risk drivers are those who have a strong tendency to file claims. For a standard market insurance company, more claims mean more payments, and this is not a real business.

While it is difficult to know the exact description of high-risk drivers, there are several common reasons why a person is classified as high risk:

· Having a Traffic Violation: committing a serious traffic violation makes a bad score on your driving record. Violation or involvement in accidents that cause death, or severe injury is a significant factor in high-risk classification. Some insurance companies offer additional coverage to free a single offense for a fee, but some other insurance companies do not have that feature. If there is no way to break the offense, chances are you are now officially at high risk.

· Being a Teen Driver: most people start driving as a teenager. When applying for insurance for the first time, some companies will think of you as a driver with a lack of experience on the road. With insufficient experience, the insurer is reluctant to provide coverage. Go for Good Auto Insurance

· DUI: this is a serious offense in most states. Driving under the influence of alcohol or drugs is harmful to yourself and others. This opens the door for reckless driving, and serious consequences include severe injuries in the event of an accident. A driver with a DUI record is unlikely to get insurance from a standard market.

· Bad credit score: unfair as seen, some insurance companies use credit scores to determine app approval. The bad credit score has a correlation with the possible loss of insurance payments. This is not an ideal customer.

· High-risk cars: Certain car models include sports, antiques, supercars, and expensive collections for repair. They are also a potential target of theft, making it a high risk insurance customer.

Non-standard Insurance Market

If low-risk drivers can buy insurance from a standard market, high-risk companies can get the same from non-standard partners. In many cases, non-standard markets are more expensive, but that does not mean high risk drivers can not get affordable coverage. As a company focused on non-standard markets, Good to Go Auto Insurance still offers a variety of discount options and several options to make your spending more manageable.

There are three types of deductions including Driver Discount, Vehicle Discount, and Policy Discount. Each category includes a variety of offers, allowing more than 40% premium rebates. Good to Go Auto Insurance has three payment options including monthly payments, quarterly payments, and annual payments, along with a 31% discount. Most types of discounts from companies require only simple eligibility requirements for examples that complement defensive driving courses, install safety features in cars, enable text blocking tools, and some other important details. For customers who have a place to live on their land, there is a discount on home ownership.

Another interesting fact about Good to Go Auto Insurance is working with a network of subsidiaries of American Go for Good Auto Insurance

What You Need to Know about Life Insurance

What You Need to Know about Life Insurance

Planning your financial future is an effort you must take seriously at any age. A diversified approach is the safest and smartest way to cover all your bases, and life insurance is one aspect that deserves serious consideration. In this day and age, there are many options for your life insurance in Greenville, SC.

Start early

What You Need to Know about Life Insurance

When you are young, it can feel as if nothing is going to happen to you and that life insurance is a cost that you can not achieve at this stage in life. This is the stage of life, however, where the death of a loved one can be the most financially devastating. Most people are unprepared for this kind of financial problems, so having some coverage in the case of tragedy is very important to bounce back. You do not want to leave your loved one with undue financial burden, so life insurance is a must. What You Need to Know about Life Insurance

Consider Your Needs

When looking at life insurance options, there are several factors that should arise for discussion. Your family’s living standards, funeral expenses, income reimbursement, and overall financial situation should be a key factor in your decision.

For example, a couple with double income and no children living in a modest home can get a smaller policy than a home-based parent of 5 children who depend on partner income. If the death of a loved one happens, the last thing you want to worry about is how you will get financially, and a good life insurance policy allows you to focus on the grieving process instead.

Type of Life Insurance What You Need to Know about Life Insurance

The 2 main categories of life insurance options are whole life (or permanent) and time period. Term policies are set to cover a certain period of time, where a lifetime policy is good until you die, even if you live more than 100 years. Each type has its pros and cons, and the decision to be chosen is up to you, based on your needs and preferences.

All life is a general term that covers different types of policies. Universal life, universal variables, and overall traditional life are 3 general types, and each has variations depending on your specific policy. All traditional life involves a fixed amount that the recipients will receive, but other options are good for people who do not want to pay the same amount for the rest of their lives. By submitting a guaranteed amount, you can get life insurance related to other investments, whether it is stock investment, bonds, or money market investments. This can result in a higher rate of return but also represents more risk. This type of policy is great for people who want to combine insurance coverage with investments (a good way to diversify your financial portfolio).

Term policy is straight insurance without investment. Premiums increase with age, and policies can generally be updated from time to time. This is great for people who want coverage in the case of tragedy but want to invest in other media.

Tips to Get the Most Out of Your Life Insurance

Looking at life insurance in Greenville, SC, it can feel great at first. There are many choices, and death is not something people want to consider. The alternative, however, can destroy families, so it is best to take a deep breath and recruit some professional help. Take a good look at your financial situation and determine how much you really need, and explore your options until you find them that fit your needs and your family.

Blog Making Money – Can You Do It

Blog Making Money – Can You Do It

A blog making money is a blog that is generally successful. While this is not the focal point of many blogs, for some, this is a great addition to their income and the more successful, their only source of income and allowing them to have a pretty decent lifestyle. For the most part, making money from blogs is a mystery to many people should not keep it that way. Read on and you may find other ways for you to make money. Blog Making Money – Can You Do It
See Passive Income CB -> CLONE AN ​​ENTIRE BUSINESS OPPORTUNITY

Before anything else, you should be able to write fairly consistently and steadily. Three or four entries a week did not look like much at the beginning, but after a while could even use the most loyal author though. It’s like a job sometimes you get bored with it and you step out for a day or two, but the Internet is a much more demanding ruler than many bosses. Plus nothing feels better than knowing that you have a blog making money. If you have solid, dedicated followers, you can spend a day or two or even weeks. Some sites even go a month without updating, but at the beginning, you should be able to stick to it like white rice.

For those who open blogs based on products, you’re lucky you might be able to follow the affiliate bandwagon and make some money that way. Well, how does it work? It’s quite simple. Being an affiliate to a website basically means that you advertise it on your website, either by having content related to the main website and linking them or by displaying their ads on your site. The payout is unlike in any other media industry. The Internet is just a different field than television, which requires different payment methods.

Generally, the setup is pay-per-blank, where blank is something that changes from group to group when it comes to making money blogs. Most people are looking for a pay per click variant, which means exactly what the suggested payment only happens after a viewer on your site clicks a link to their site. Other popular variants, mostly for merchandise sites like Amazon, are pay-per-purchase variants. A user needs to do more than just browse through the items so they really have to buy something.

Payments for ads for a money-making blog vary from one group to another. Luckily the internet and thus, the people you can meet in it are so vast that you may find someone or a group that wants to advertise or have it as an affiliate. Build a good site and the money will come.

Maybe. Internet and blogging are not some magic words you can use to get ahead in the rat race. It does not work that way. You still have to work hard and create a site that really attracts advertisers, who can give real traffic to those who will make you an affiliate site. Work hard, put on the work leg and you can be a blog making money. Blog Making Money – Can You Do It

Using EHIC in Belgium: What is Covered

Using EHIC in Belgium: What is Covered

Each country has a different system in terms of health care, but in the EU, as long as you have a Safe European Health Insurance Card (EHIC), you are entitled to reciprocal medical treatment. While this is reassuring for regular travelers, it should be reiterated that reciprocal deals do not mean that you will receive the same treatment as you do with the NHS in the UK. Pay to do your research before you travel and always have one yearly travel or annual travel insurance.
Belgium is an EU country and a popular destination for weekend breaks. It is also in a place that people often drive through on their way to other destinations. With valid EHIC, health care can be accessed at low speed or even free depending on how urgent the treatment is. However there are certain things you should know if you need health care in Belgium.

Using EHIC in Belgium: What is Covered

What is EHIC Cover?

The majority of health professionals in Belgium work on a private and public basis, so when you access care, it is vital that you make sure you are seen by a state-funded general practitioner. Only one trip or an annual travel insurance policy that covers private health care. This is very important in case you ask your hotel or vacation representative to call the doctor for you so you make sure they call the general person. Costs incurred when using a personal doctor can not be replaced by EHIC.

If you need health care in Belgium, you may be asked to pay a fee directly to the doctor. You can then reclaim 75% of the cost while you are still in Belgium. You will need receipts to claim the money back as well as the official form, which can be obtained at the doctor or dentist you see. Of course, if you have annual travel insurance or even a single travel policy, you should be able to refund the entire cost.

What about hospitalization? Using EHIC in Belgium: What is Covered

Again, going to a hospital is not free in Belgium. There is a fixed daily charge of about fifteen euros with the cost of drugs on top of that. If you show your EHIC when you confess that you only need to pay the patient fee and avoid paying a down payment that can be refunded.

And Recipe … Using EHIC in Belgium: What is Covered

The recipes must be paid when purchased at the pharmacy but with EHIC you can reclaim 75% when you were in Belgium. With one trip or an annual travel insurance policy, you may be able to reclaim your full costs. Calling 090010500 takes you to the 24-hour pharmacy information line, telling you the location closest to the open one.

While EHIC is a useful part of the documentation, if you want peace of mind with respect to health care while traveling to Belgium, or indeed any other country, invest in insurance. Annual travel insurance is the best option if you plan on doing more than one trip a year.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

The bread is moldy and the list is lackadaisical

The bread is moldy and the list is lackadaisical

Have you noticed during the summer your bread becomes moldy a little faster? You go to make a nice and fresh sandwich. You get into a plastic bag for a few pieces and you find it – the beginning of a blurry and blurry green print. Yuck!
As great as summer is for various reasons – especially for real estate sales – sometimes summer can be very disappointing. And yes, even in fast-market sellers, you might get some non-moving lists as you’d expect. The bread is moldy and the list is lackadaisical

Plus, as we all know in real estate, what goes up should go down. Many analysts and insiders predict we may see this seller market a bit cold in the third and fourth quarters of 2017.

So what can you do to tap the prints and keep your list hissing? Fortunately, there are several ways to refresh the list of listless. Here are five things to “revisit”:

Re-visit your price. No big surprises here When the incoming list, the price is the first thing to remember. And for a good reason – this is very important. When the price is right, everything can be in a hurry. To get your unrealistic sellers on board, take the time to show the difference between their list and other products that are marketed at a higher price. This can bring them back to reality.

Revisit your visuals. Let’s face it, human beings are visual. After all, we are the people who make the phrase, ‘a picture is worth a thousand words.’ Today you can replace the image with video and you’ll likely generate a bigger splash among potential buyers. But both your image and your list video are very important. That’s always true and today is even more important. In fact, the National Association of Realtors (NAR) reports that nearly 90 percent of current buyers think viewing property online is the easiest part of home search.

Re-visit your staging. Of course the other visual is the property itself – curb appeal and all other staging elements. Remind your clients that selling a house is a daily job when it comes to making it interesting. If anyone needs attention, we recommend fixing it immediately so that shoppers can appear at any time!

Review your marketing. Are you using the right marketing and channel tools to get the maximum amount of traffic? I can not over emphasize the importance of multi-channel marketing – make sure you take advantage of traditional and digital options and you follow up on all prospects quickly. Also, multiply your social media marketing – this becomes a much more common marketing tool, not just in real estate, but in many industries as well.

Revisit your approach. Pause for a moment and ask yourself some key questions: Who is the specific type of buyer you want to attract for this listing? What key message do you need to share about this custom list? How well can I get that message to the right buyer for that property?

Let me hear from you What’s your question about keeping a list fresh and interesting? Do you do everything you can with your list to make them interesting? Are you paying attention to trends between lists that you can not sell? The bread is moldy and the list is lackadaisical

Ready for the Road: The World’s Most Epic Motorcycling Routes

Ready for the Road: The World’s Most Epic Motorcycling Routes

Is there anything quite like seeing the world glide by from behind your motorcycle helmet visor? Nothing but you, your buddies and the open road. The unbelievable rush of roaring along Route 66 at a tidy 75 mph beats a lazy beach holiday any day of the week.
For the ultimate rush of a roadtrip with just your bike, backpack and the road, give one of these epic adventure routes a go.

 

Route 66, USA

The mother of all road trips, this 3,939km route starts in Chicago and cuts through the country all the way to LA. Depending on how much time you have and what interests you the most, you could either drive a section of it or go the whole hog (on your hog!) and see the whole thing. It winds through Arizona, New Mexico, Texas, Oklahoma, Kansas and Missouri, and doing the whole shebang would take 3 to 4 weeks according to seasoned bikers who’ve lived the legend.

With our USA travel insurance, you’ll be covered for as much of the journey as you take. Spend some more time getting to know (and win big in!) Vegas, experiencing Death Valley and admiring the Grand Canyon.

The South Island, New Zealand

This stretch of land is just breath-taking. Expect to see awe-inspiring landscapes, forests, fjords, mountains and beaches along the way. The other-worldliness of the backdrop to much of the Lord of the Rings movies will be amazing to drive along to. Other bonuses of this route include the lightness of the traffic, the smooth tarmac road surfaces, and the incredible scenery really must be mentioned again.

Stop and enjoy the Franz Josef Glacier, revisit civilisation in the city of Nelson, relax on the shores of Lake Mapourika and visit the Aspiring National Park. These are just a few attractions on the 2,100km stretch of road.

The Transalpine Route, France, Switzerland, Austria and Italy

If staying closer to home with the added bonus of bringing you bike without a huge amount of effort, this is the route for you. Starting in Grenoble in France and winding 2,400km all the way through the Alps to end in Venice, Italy, you’ve got a couple of options when it comes to traversing the Alps with more easy routes right up to a couple of more challenging ones. Expect spectacular mountain landscapes, steep gradients and a hell of a lot of tunnels, bridges and viaducts. Don’t forget to bring a load of loose change for the tolls, and don’t miss out on the climb to the Stelvio pass!

Ruta 40, Argentina

At 5,301km this is one of the world’s longest roads. It starts in Cabo Virgenes in Santa Cruz and snakes its way up to Quiaca in Jujuy, with gorgeous views the whole way along the route which runs beside the Andes. This route cuts through or drives by a whopping 20 National Parks! With incredible scenery on offer as well as the chance to ride from the South to the North of this huge country, this route is rightly popular.

Whether you opt for New Zealand, the Alps, Argentina or the USA, travel insurance by Let’s Go Insure gives you the cover you need to make the most of your roadtrip without stress.

Drive carefully and to drive safely, keep to the speed limit. Always have the necessary documentation and safety gear at hand.